DenQAI decision lab

Payer offer comparison

Compare allowed amounts code by code using actual volume, collection probability, direct cost, and chair time.

Read the method
The governing testThe governing testWhich source or constraint could change this result?
  1. Clear the non-negotiable gates.
  2. Normalize capacity, cash, and clinical transfer.
  3. Price workforce and payer friction as operating facts.
Fictional example

Results use the entered assumptions. Evidence and safety checks still require review.

Model v3.2.0

No input edits yet. Unchanged example values remain fictional assumptions. No changes since the last download or opening state.

Assumptions, evidence still needed, and local saving

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Planning case — assumptions and evidence require review. Includes fictional example assumptions. Formula v3.2.0.

Blank means unknown. Enter 0 only for a known zero or an item that does not apply and has no cost or use. Example values and modeled estimates are assumptions until supported by your records.

Calculator 04

Insurance fee-schedule comparator

Do not judge a network by a headline discount. Weight every offered code by the practice’s real utilization, collection, time, and direct cost—and read the contract that controls how claims are processed.

Use the template headers for the cleanest import.

Weighted offer / office fees75%
Annual cash change after collection-$950
Modeled cash after collection$8,550
Contribution after direct + admin cost$6,550
Weighted contribution / chair hour$131
Annual modeled units100
Procedure codeOffice feeCurrent allowedOffered allowedAnnual unitsVariable costChair min.Offer / officeAnnual allowed change before collectionContribution / chair hr.SignalRow
75%-$1,000$131Review
Fee schedule questions
  • Which codes drive the most total revenue and write-off?
  • Are preventive codes attractive while high-cost or high-time services are deeply discounted?
  • Does the offered schedule beat the current contract after real utilization?
  • What access, wait-time, location, or patient-volume leverage can be documented?
Contract questions
  • Bundling, downcoding, LEAT, alternate benefits, and non-billable policies
  • Network leasing, silent PPO access, most-favored-nation terms, and plan hierarchy
  • Unilateral amendments, notice, termination, appeals, audits, recoupments, and records
  • Noncovered-service limits, assignment, virtual-card fees, and credentialing after a sale

Next action

Use the result to request the missing evidence.

Verify the exact product, code-level allowed amounts, expected volume, collection history, and administrative cost before modeling cash continuity.

Review payer continuity

Record the source, period, responsible reviewer, and assumption that would change your decision in the case review note.