# Startup and buildout workbook

Updated 2026-09-19.

## Purpose

Project funding and reserves with automatic approved and pending change totals — what do the entered records support?

## Who uses this

Startup owner, architect, project manager, lender, and financial reviewer

## Records to gather

Five budget groups, committed funding, contingency, working capital, household reserves, change records and comparable bid scope.

## Steps

1. Read Results and Use and Limits; review the separate Fictional Example.
2. Enter your budget, funding and reserve assumptions in Your Inputs, and record approved and pending changes in Change Ledger within its prepared rows.
3. Compare the three prepared offers in Bid Comparison. Enter the base bid, allowances and known owner-direct cost separately; both comparable-total views remain unavailable until all three amounts are entered.
4. Enter 0 only for a known zero. An unknown allowance is not a zero allowance. Review scope omissions and opening dependencies separately from the bid amount.
5. Review unavailable or adverse results and supporting evidence; assign the missing record, reviewer, due date and next action in Review Actions.

## Key terms

- **Capital budget**: Complete modeled uses required to develop and open the practice.
- **Contingency**: Budget allowance retained for defined uncertainty, not spare household cash.
- **Opening dependency**: A prerequisite whose completion permits the next opening task.

## Fictional example

Fictional example: An approved change of $30,000 plus $5,000 downstream cost adds $35,000 to approved changes; a $40,000 pending change plus $5,000 downstream cost adds $45,000 pending exposure. A $100,000 base bid with unknown allowances or owner-direct cost has no complete comparable total; deliberate zeros for both produce a $100,000 total.

## Next action

Review each unavailable or adverse result, then assign the missing record, reviewer, due date and next action in Review Actions.

## Limits

Formulas are editable and sheet protection is not enabled. Use only the prepared rows and keep a clean copy. Recalculation and XLSX reimport were checked with Artifact Tool; Excel desktop/web, Google Sheets and native printing have not been interactively tested. These are aggregate planning tools, not professional verification.

## AI coaching

Help me complete this DenQAI file using the context below. Explain the supplied fictional example first, then ask one question at a time about my permitted fictional or aggregate, non-identifying inputs. Treat missing values as unknown, not zero. Keep example values separate from my case. Do not invent records, source verification, contract terms or professional conclusions. Identify the missing evidence and responsible reviewer before the next action.

File: Startup and buildout workbook (XLSX).

Question: Project funding and reserves with automatic approved and pending change totals — what do the entered records support?

Records to gather: Five budget groups, committed funding, contingency, working capital, household reserves, change records and comparable bid scope.

Fields or sheets: Start Here; Your Inputs; Capital Budget; Results; Bid Comparison; Change Ledger; Opening Dependencies; Fictional Example; Safety Checks; Evidence & Questions; Questions for Advisers; Data Dictionary; Sources & Limits; Review Actions; Use and Limits.

Key terms:
Capital budget: Complete modeled uses required to develop and open the practice.
Contingency: Budget allowance retained for defined uncertainty, not spare household cash.
Opening dependency: A prerequisite whose completion permits the next opening task.

Steps:
1. Read Results and Use and Limits; review the separate Fictional Example.
2. Enter your budget, funding and reserve assumptions in Your Inputs, and record approved and pending changes in Change Ledger within its prepared rows.
3. Compare the three prepared offers in Bid Comparison. Enter the base bid, allowances and known owner-direct cost separately; both comparable-total views remain unavailable until all three amounts are entered.
4. Enter 0 only for a known zero. An unknown allowance is not a zero allowance. Review scope omissions and opening dependencies separately from the bid amount.
5. Review unavailable or adverse results and supporting evidence; assign the missing record, reviewer, due date and next action in Review Actions.

Fictional example:
Fictional example: An approved change of $30,000 plus $5,000 downstream cost adds $35,000 to approved changes; a $40,000 pending change plus $5,000 downstream cost adds $45,000 pending exposure. A $100,000 base bid with unknown allowances or owner-direct cost has no complete comparable total; deliberate zeros for both produce a $100,000 total.

Limits:
Formulas are editable and sheet protection is not enabled. Use only the prepared rows and keep a clean copy. Recalculation and XLSX reimport were checked with Artifact Tool; Excel desktop/web, Google Sheets and native printing have not been interactively tested. These are aggregate planning tools, not professional verification.

Next action: Review each unavailable or adverse result, then assign the missing record, reviewer, due date and next action in Review Actions.

## AI review

Review my permitted fictional or aggregate, non-identifying draft against the DenQAI file context below. Check the actual fields, units, periods, evidence and unresolved contradictions. Use arithmetic only where the stated model supports it; a CSV has no embedded formulas. Keep missing values unknown and separate facts, assumptions and the fictional example. Return specific corrections, questions for the responsible reviewer and the next action; do not invent professional approval.

File: Startup and buildout workbook (XLSX).

Question: Project funding and reserves with automatic approved and pending change totals — what do the entered records support?

Records to gather: Five budget groups, committed funding, contingency, working capital, household reserves, change records and comparable bid scope.

Fields or sheets: Start Here; Your Inputs; Capital Budget; Results; Bid Comparison; Change Ledger; Opening Dependencies; Fictional Example; Safety Checks; Evidence & Questions; Questions for Advisers; Data Dictionary; Sources & Limits; Review Actions; Use and Limits.

Key terms:
Capital budget: Complete modeled uses required to develop and open the practice.
Contingency: Budget allowance retained for defined uncertainty, not spare household cash.
Opening dependency: A prerequisite whose completion permits the next opening task.

Steps:
1. Read Results and Use and Limits; review the separate Fictional Example.
2. Enter your budget, funding and reserve assumptions in Your Inputs, and record approved and pending changes in Change Ledger within its prepared rows.
3. Compare the three prepared offers in Bid Comparison. Enter the base bid, allowances and known owner-direct cost separately; both comparable-total views remain unavailable until all three amounts are entered.
4. Enter 0 only for a known zero. An unknown allowance is not a zero allowance. Review scope omissions and opening dependencies separately from the bid amount.
5. Review unavailable or adverse results and supporting evidence; assign the missing record, reviewer, due date and next action in Review Actions.

Fictional example:
Fictional example: An approved change of $30,000 plus $5,000 downstream cost adds $35,000 to approved changes; a $40,000 pending change plus $5,000 downstream cost adds $45,000 pending exposure. A $100,000 base bid with unknown allowances or owner-direct cost has no complete comparable total; deliberate zeros for both produce a $100,000 total.

Limits:
Formulas are editable and sheet protection is not enabled. Use only the prepared rows and keep a clean copy. Recalculation and XLSX reimport were checked with Artifact Tool; Excel desktop/web, Google Sheets and native printing have not been interactively tested. These are aggregate planning tools, not professional verification.

Next action: Review each unavailable or adverse result, then assign the missing record, reviewer, due date and next action in Review Actions.

## Related guide

[Open the related guide](https://denqai.com/startup/workbench)